620 S Polk StWelshLA70591
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 620 S Polk St, Welsh, LA, 70591 in Welsh. Priced at $255,100, it generates $2,374/mo in gross rent and $793/mo in net monthly cash flow, a 11.17% yield that comfortably supports the 2.07 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,521. Five-year appreciation: $70,479. Equity from principal paydown: $2,349/yr. Total projected cumulative return: $147,848.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 8.0% |
| Monthly Cash Flow | $793 | $300 |
City averages based on Welsh market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,374 |
| Total Monthly Debt Service | $1,479 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70591, Welsh, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,424 (100%) |
| Owner Occupied HU | 1,593 (65.7%) |
| Renter Occupied HU | 536 (22.1%) |
| Vacant Housing Units | 295 (12.2%) |
| Median Home Value | $178,632 |
| Average Home Value | $193,374 |
Housing Distribution
Address Breakdown
Residential
2,142
Single Family
2,122
Multi-Family
20
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70591, Welsh, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,424 (100%) |
| Owner Occupied HU | 1,593 (65.7%) |
| Renter Occupied HU | 536 (22.1%) |
| Vacant Housing Units | 295 (12.2%) |
| Median Home Value | $178,632 |
| Average Home Value | $193,374 |
Housing Distribution
Address Breakdown
Residential
2,142
Single Family
2,122
Multi-Family
20
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices