6198 Amethyst StAlta LomaCA91737
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing6198 Amethyst St, Alta Loma, CA, 91737 in Alta Loma is a stable, well-positioned rental at $889,000. Rental yield 6.49%. DSCR 1.20 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $245,614 in value and $8,188/yr in principal paydown builds equity, a total projected return of $292,692.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 5.0% |
| Monthly Cash Flow | $(690) | $1,500 |
City averages based on Alta Loma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,810 |
| Total Monthly Debt Service | $5,146 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91737, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,319 (100%) |
| Owner Occupied HU | 5,768 (69.3%) |
| Renter Occupied HU | 2,309 (27.8%) |
| Vacant Housing Units | 242 ( 2.9%) |
| Median Home Value | $840,888 |
| Average Home Value | $900,418 |
Housing Distribution
Address Breakdown
Residential
8,504
Single Family
7,336
Multi-Family
1,168
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91737, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,319 (100%) |
| Owner Occupied HU | 5,768 (69.3%) |
| Renter Occupied HU | 2,309 (27.8%) |
| Vacant Housing Units | 242 ( 2.9%) |
| Median Home Value | $840,888 |
| Average Home Value | $900,418 |
Housing Distribution
Address Breakdown
Residential
8,504
Single Family
7,336
Multi-Family
1,168
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices