6190 Bonanza DrWinnemuccaNV89445
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.56% yield at 6190 Bonanza Dr, Winnemucca, NV, 89445 in Winnemucca is solid, but the $1,232/mo payment compresses net cash flow to $142/mo at $274,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $75,701 by year five, and $2,524/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.40) without U.S. income documentation. Total projected return: $112,606.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $142 | $850 |
City averages based on Winnemucca market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,726 |
| Total Monthly Debt Service | $1,474 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1994
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 89445, Winnemucca, NV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,576 (100%) |
| Owner Occupied HU | 4,851 (64.0%) |
| Renter Occupied HU | 1,822 (24.0%) |
| Vacant Housing Units | 903 (11.9%) |
| Median Home Value | $321,208 |
| Average Home Value | $359,246 |
Housing Distribution
Address Breakdown
Residential
6,720
Single Family
6,720
Multi-Family
0
Businesses
500
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1994
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 89445, Winnemucca, NV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,576 (100%) |
| Owner Occupied HU | 4,851 (64.0%) |
| Renter Occupied HU | 1,822 (24.0%) |
| Vacant Housing Units | 903 (11.9%) |
| Median Home Value | $321,208 |
| Average Home Value | $359,246 |
Housing Distribution
Address Breakdown
Residential
6,720
Single Family
6,720
Multi-Family
0
Businesses
500
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Esther Martinez-Mendoza • Century 21 Sonoma Realty
Mls Name: NNRMLS
Mls ID: #260000744