619 Lewandowski StLyndhurstNJ07071
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 619 Lewandowski St, Lyndhurst, NJ, 07071 in Lyndhurst achieves a 1.51 ratio at $598,000: $4,055/mo rent versus $2,689/mo debt service. Rental yield 8.14%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.14% yield compounds alongside 5% annual appreciation projecting $165,216 in value. Total projected cumulative return: $215,868.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $(208) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,055 |
| Total Monthly Debt Service | $4,025 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1946
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07071, Lyndhurst, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,583 (100%) |
| Owner Occupied HU | 4,711 (49.2%) |
| Renter Occupied HU | 4,461 (46.6%) |
| Vacant Housing Units | 411 ( 4.3%) |
| Median Home Value | $582,793 |
| Average Home Value | $610,548 |
Housing Distribution
Address Breakdown
Residential
8,345
Single Family
6,512
Multi-Family
1,833
Businesses
852
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1946
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07071, Lyndhurst, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,583 (100%) |
| Owner Occupied HU | 4,711 (49.2%) |
| Renter Occupied HU | 4,461 (46.6%) |
| Vacant Housing Units | 411 ( 4.3%) |
| Median Home Value | $582,793 |
| Average Home Value | $610,548 |
Housing Distribution
Address Breakdown
Residential
8,345
Single Family
6,512
Multi-Family
1,833
Businesses
852
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gabrielle Passerini • Weichert Realtors Corp Hq
Mls Name: GSMLS
Mls ID: #4005948