6165 Agee StSan DiegoCA92122
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 6165 Agee St, San Diego, CA, 92122 in San Diego. Rental yield 4.66%. At $1,799,900 with 4.66% gross yield, current distributions are modest, but the 5% appreciation rate projects $497,279 in new equity by year five, complemented by $16,577/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.86) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $416,080.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.7% | 4.8% |
| Monthly Cash Flow | $(4,141) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,994 |
| Total Monthly Debt Service | $10,418 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92122, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,988 (100%) |
| Owner Occupied HU | 6,477 (28.2%) |
| Renter Occupied HU | 14,434 (62.8%) |
| Vacant Housing Units | 2,077 ( 9.0%) |
| Median Home Value | $1,051,303 |
| Average Home Value | $1,108,284 |
Housing Distribution
Address Breakdown
Residential
21,825
Single Family
9,226
Multi-Family
12,599
Businesses
838
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92122, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,988 (100%) |
| Owner Occupied HU | 6,477 (28.2%) |
| Renter Occupied HU | 14,434 (62.8%) |
| Vacant Housing Units | 2,077 ( 9.0%) |
| Median Home Value | $1,051,303 |
| Average Home Value | $1,108,284 |
Housing Distribution
Address Breakdown
Residential
21,825
Single Family
9,226
Multi-Family
12,599
Businesses
838
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: James R Holbrook • Keller Williams Realty World Class
Mls Name: SDMLS
Mls ID: #260003103