616 W Main StMurfreesboroAR71958
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 616 W Main St, Murfreesboro, AR, 71958 in Murfreesboro the bet is firmly on appreciation. Rental yield 4.02%. The 4.02% gross yield on a $450,000 price is below income-first thresholds, but 5%/yr value growth projects $124,327 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.74) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $93,180.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 8.0% |
| Monthly Cash Flow | $(1,199) | $250 |
City averages based on Murfreesboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,506 |
| Total Monthly Debt Service | $2,526 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
3.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71958, Murfreesboro, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,280 (100%) |
| Owner Occupied HU | 745 (58.2%) |
| Renter Occupied HU | 214 (16.7%) |
| Vacant Housing Units | 321 (25.1%) |
| Median Home Value | $128,454 |
| Average Home Value | $176,631 |
Housing Distribution
Address Breakdown
Residential
898
Single Family
858
Multi-Family
40
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
3.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71958, Murfreesboro, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,280 (100%) |
| Owner Occupied HU | 745 (58.2%) |
| Renter Occupied HU | 214 (16.7%) |
| Vacant Housing Units | 321 (25.1%) |
| Median Home Value | $128,454 |
| Average Home Value | $176,631 |
Housing Distribution
Address Breakdown
Residential
898
Single Family
858
Multi-Family
40
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amber Mack • Caddo River Realty, Inc.
Mls Name: CARMLS
Mls ID: #26002570