616 Biscayne DrSan RafaelCA18655
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in San Rafael at 616 Biscayne Dr, San Rafael, CA, 18655 projects strong ROI of -2.79%. Rental yield 0.31%. With 5% annual appreciation, the property builds $1,020,860 in value over five years. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.3% | 5.5% |
| Monthly Cash Flow | $(22,128) | $1,200 |
City averages based on San Rafael market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $960 |
| Total Monthly Debt Service | $21,618 |
| DSCR Ratio | 0.04x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
0.33 Acres lot
$N/A/sqft
$230 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
0.33 Acres lot
$N/A/sqft
$230 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jason Lewis • Golden Gate Sotheby's
Mls Name: BAREIS
Mls Provider:
Mls ID: #325025121
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.