61550 Jeraboa RdMountain CenterCA92561
INVESTMENT ANALYSIS
Investment Verdict
Solid Income61550 Jeraboa Rd, Mountain Center, CA, 92561 in Mountain Center is a solid income-producing rental, 8.65% gross yield, $1,485/mo rent, $211/mo net cash flow on a $206,000 buy. DSCR 1.60 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $56,914 and $1,897/yr in principal reduction project a total cumulative return of $91,681.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.2% |
| Monthly Cash Flow | $211 | $1,200 |
City averages based on Mountain Center market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,485 |
| Total Monthly Debt Service | $1,192 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92561, Mountain Center, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,163 (100%) |
| Owner Occupied HU | 743 (63.9%) |
| Renter Occupied HU | 164 (14.1%) |
| Vacant Housing Units | 256 (22.0%) |
| Median Home Value | $703,457 |
| Average Home Value | $756,470 |
Housing Distribution
Address Breakdown
Residential
723
Single Family
648
Multi-Family
75
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92561, Mountain Center, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,163 (100%) |
| Owner Occupied HU | 743 (63.9%) |
| Renter Occupied HU | 164 (14.1%) |
| Vacant Housing Units | 256 (22.0%) |
| Median Home Value | $703,457 |
| Average Home Value | $756,470 |
Housing Distribution
Address Breakdown
Residential
723
Single Family
648
Multi-Family
75
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Denise Francis • Coldwell Banker Realty
Mls Name: CRMLS
Mls ID: #219135857DA