615 S 3 ESaint AnthonyID83445
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 615 S 3 E, Saint Anthony, ID, 83445 in Saint Anthony at $279,000 earns $1,787/mo in rent and nets $182/mo after the $1,255/mo payment, a 7.69% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $77,083 over five years. Ziffy Mortgage underwrites this on a 1.42 DSCR without U.S. credit history. With $2,570/yr in principal paydown, total projected return reaches $116,972.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.5% |
| Monthly Cash Flow | $182 | $200 |
City averages based on Saint Anthony market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,787 |
| Total Monthly Debt Service | $1,494 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83445, Saint Anthony, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,753 (100%) |
| Owner Occupied HU | 2,028 (73.7%) |
| Renter Occupied HU | 508 (18.5%) |
| Vacant Housing Units | 217 ( 7.9%) |
| Median Home Value | $339,726 |
| Average Home Value | $365,896 |
Housing Distribution
Address Breakdown
Residential
2,765
Single Family
2,739
Multi-Family
26
Businesses
183
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83445, Saint Anthony, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,753 (100%) |
| Owner Occupied HU | 2,028 (73.7%) |
| Renter Occupied HU | 508 (18.5%) |
| Vacant Housing Units | 217 ( 7.9%) |
| Median Home Value | $339,726 |
| Average Home Value | $365,896 |
Housing Distribution
Address Breakdown
Residential
2,765
Single Family
2,739
Multi-Family
26
Businesses
183
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dillon Klingler • Real Estate Two70
Mls Name: SRMLS
Mls ID: #2178780