615 S 12th AveSt CharlesIL60174
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in St Charles at 615 S 12th Ave, St Charles, IL, 60174 uses $124,313 cash to close to unlock $364/yr annual cash flow and $30/mo monthly cash flow. Total monthly income runs $2,631/mo, and a $1,835/mo payment keeps the spread at $30/mo. Purchase price stands at $375,000, and rental yield measures 8.42% with $2,631/mo rent. Return on cash invested shows 20.2% in year one, and 5% annual appreciation builds toward $103,606 over five years. Five-year ROI reaches 105.4% and total cumulative return in cash records $131,031. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,631/mo property income covering a $1,835/mo payment rather than investor’s personal income.
Single Family
Built in 1974
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60174, Saint Charles, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,039 (100%) |
| Owner Occupied HU | 9,143 (65.1%) |
| Renter Occupied HU | 4,174 (29.7%) |
| Vacant Housing Units | 722 ( 5.1%) |
| Median Home Value | $401,856 |
| Average Home Value | $449,093 |
Housing Distribution
Address Breakdown
Residential
13,500
Single Family
11,036
Multi-Family
2,464
Businesses
2,071
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Listed by: Gabriel Martinez • Iconic Real Estate of Illinois Inc
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12418167