6146 Whiskey Creek Dr APT 718Fort MyersFL33919
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe headline number at 6146 Whiskey Creek Dr APT 718, Fort Myers, FL, 33919 in Fort Myers is the 1.98 coverage ratio: rent of $1,512/mo versus a $764/mo debt payment on a $170,000 property. Rental yield 10.67%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $46,968 by year five, with $1,566/yr in equity from paydown. Total projected cumulative return: $58,260.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.8% |
| Monthly Cash Flow | $(137) | $1,850 |
City averages based on Fort Myers market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,512 |
| Total Monthly Debt Service | $1,582 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1983
0.36 Acres lot
$N/A/sqft
$6,252 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1983
0.36 Acres lot
$N/A/sqft
$6,252 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andrew Brinkoetter • Keller Williams Elite Realty
Mls Name: SWFLMLS
Mls Provider:
Mls ID: #225044191
Disclaimer: The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS. Copyright 2025 Southwest Florida MLS. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.