61445 SE 27th St UNIT 100BendOR97702
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 61445 SE 27th St UNIT 100, Bend, OR, 97702 in Bend at $109,000 earns $834/mo in rent and nets $176/mo after the $490/mo payment, a 9.18% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $30,115 over five years. Ziffy Mortgage underwrites this on a 1.70 DSCR without U.S. credit history. With $1,004/yr in principal paydown, total projected return reaches $52,617.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 4.8% |
| Monthly Cash Flow | $176 | $1,850 |
City averages based on Bend market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $834 |
| Total Monthly Debt Service | $615 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1998
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97702, Bend, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,763 (100%) |
| Owner Occupied HU | 16,588 (67.0%) |
| Renter Occupied HU | 5,996 (24.2%) |
| Vacant Housing Units | 2,179 ( 8.8%) |
| Median Home Value | $713,147 |
| Average Home Value | $816,349 |
Housing Distribution
Address Breakdown
Residential
23,196
Single Family
21,641
Multi-Family
1,555
Businesses
1,725
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1998
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97702, Bend, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,763 (100%) |
| Owner Occupied HU | 16,588 (67.0%) |
| Renter Occupied HU | 5,996 (24.2%) |
| Vacant Housing Units | 2,179 ( 8.8%) |
| Median Home Value | $713,147 |
| Average Home Value | $816,349 |
Housing Distribution
Address Breakdown
Residential
23,196
Single Family
21,641
Multi-Family
1,555
Businesses
1,725
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices