6140 Ralston StFrederickCO80530
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 6140 Ralston St, Frederick, CO, 80530 in Frederick at $447,000 earns $2,730/mo in rent and nets $71/mo after the $2,010/mo payment, a 7.33% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $123,498 over five years. Ziffy Mortgage underwrites this on a 1.36 DSCR without U.S. credit history. With $4,117/yr in principal paydown, total projected return reaches $173,603.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.0% |
| Monthly Cash Flow | $71 | $250 |
City averages based on Frederick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,730 |
| Total Monthly Debt Service | $2,481 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
6,098 sqft lot
$N/A/sqft
$98 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80530, Frederick, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,485 (100%) |
| Owner Occupied HU | 2,149 (86.5%) |
| Renter Occupied HU | 265 (10.7%) |
| Vacant Housing Units | 71 ( 2.9%) |
| Median Home Value | $556,495 |
| Average Home Value | $578,614 |
Housing Distribution
Address Breakdown
Residential
2,093
Single Family
2,093
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
6,098 sqft lot
$N/A/sqft
$98 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80530, Frederick, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,485 (100%) |
| Owner Occupied HU | 2,149 (86.5%) |
| Renter Occupied HU | 265 (10.7%) |
| Vacant Housing Units | 71 ( 2.9%) |
| Median Home Value | $556,495 |
| Average Home Value | $578,614 |
Housing Distribution
Address Breakdown
Residential
2,093
Single Family
2,093
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Valeria Delgado • LoKation Real Estate-Longmont
Mls Name: IRES
Mls Provider:
Mls ID: #1028459
Disclaimer: Information source: Information and Real Estate Services, LLC. Provided for limited non-commercial use only under IRES Rules Copyright IRES. Listing information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS.