614 Kellsie CirDarienGA31305
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Darien rental at 614 Kellsie Cir, Darien, GA, 31305 sits in the solid-income band: 9.25% gross yield, $1,342/mo rent, $284/mo net after the $787/mo debt service, DSCR 1.71. Entry price of $175,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $48,349 and $1,612/yr in principal reduction bring total cumulative return to $84,129.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.0% |
| Monthly Cash Flow | $284 | $1,200 |
City averages based on Darien market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,342 |
| Total Monthly Debt Service | $995 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31305, Darien, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,489 (100%) |
| Owner Occupied HU | 1,538 (61.8%) |
| Renter Occupied HU | 509 (20.4%) |
| Vacant Housing Units | 442 (17.8%) |
| Median Home Value | $203,791 |
| Average Home Value | $238,558 |
Housing Distribution
Address Breakdown
Residential
1,906
Single Family
1,861
Multi-Family
45
Businesses
285
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31305, Darien, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,489 (100%) |
| Owner Occupied HU | 1,538 (61.8%) |
| Renter Occupied HU | 509 (20.4%) |
| Vacant Housing Units | 442 (17.8%) |
| Median Home Value | $203,791 |
| Average Home Value | $238,558 |
Housing Distribution
Address Breakdown
Residential
1,906
Single Family
1,861
Multi-Family
45
Businesses
285
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Noah Douglas • Seaboard Real Estate, Inc. DAR
Mls Name: GIAOR
Mls ID: #1653745
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.