613 Spruce Hills Dr BLDG 6 #13, Glen Gardner, NJ, 08826 | $456/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Glen Gardner at 613 Spruce Hills Dr BLDG 6 #13, Glen Gardner, NJ, 08826 offers a 10.45% rental yield on a $289,000 purchase with $2,516/mo rent. Total monthly income registers $2,516/mo, and a $1,415/mo payment leaves $456/mo available for distribution. Annual cash flow reaches $5,467/yr on $95,804 to close, and return on cash invested stands at 25.62% in year one. Equity gained on principal adds $1,865/yr while 5% annual appreciation supports $79,845 over five years. Portfolio math shows five-year ROI at 134.69% and total cumulative return in cash at $129,038. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,516/mo property income against a $1,415/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Townhouse

Built in 1988

N/A lot

$N/A/sqft

No HOA