613 Ridgeview DRIVEOnalaskaWI54650
INVESTMENT ANALYSIS
Investment Verdict
Solid Income613 Ridgeview DRIVE, Onalaska, WI, 54650 in Onalaska is a solid income-producing rental, 8.79% gross yield, $2,748/mo rent, $231/mo net cash flow on a $375,000 buy. DSCR 1.63 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $103,606 and $3,454/yr in principal reduction project a total cumulative return of $157,952.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $231 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,748 |
| Total Monthly Debt Service | $2,367 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54650, Onalaska, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,184 (100%) |
| Owner Occupied HU | 7,336 (65.6%) |
| Renter Occupied HU | 3,335 (29.8%) |
| Vacant Housing Units | 513 ( 4.6%) |
| Median Home Value | $336,073 |
| Average Home Value | $378,693 |
Housing Distribution
Address Breakdown
Residential
11,125
Single Family
9,780
Multi-Family
1,345
Businesses
891
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54650, Onalaska, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,184 (100%) |
| Owner Occupied HU | 7,336 (65.6%) |
| Renter Occupied HU | 3,335 (29.8%) |
| Vacant Housing Units | 513 ( 4.6%) |
| Median Home Value | $336,073 |
| Average Home Value | $378,693 |
Housing Distribution
Address Breakdown
Residential
11,125
Single Family
9,780
Multi-Family
1,345
Businesses
891
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices