613 N Charles AveSaint JamesMO65559








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint James at 613 N Charles Ave, Saint James, MO, 65559 at $199,900 posts ROI 18.32% with from $1,157/mo rent. Total monthly income equals $1,157/mo. Return on cash invested measures 18.32% and rental yield reads 6.95% at the current $199,900. Equity gained on principal adds $1,290/yr, and 5% annual appreciation supports $55,229 by year five. Five-year ROI prints 94.42% and total cumulative return in cash totals $62,569. You can finance with Ziffy Mortgage’s DSCR loan, which relies on $1,157/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1971
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65559, Saint James, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,210 (100%) |
| Owner Occupied HU | 2,645 (62.8%) |
| Renter Occupied HU | 1,069 (25.4%) |
| Vacant Housing Units | 496 (11.8%) |
| Median Home Value | $254,088 |
| Average Home Value | $293,945 |
Housing Distribution
Address Breakdown
Residential
3,729
Single Family
3,711
Multi-Family
18
Businesses
301
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Listed by: Joyce A Thomas • RE/MAX Heart Of America
Mls Name: MARIS
Mls Provider:
Mls ID: #25032937
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