613 Elm StBerwickPA18603








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Berwick at 613 Elm St, Berwick, PA, 18603 priced at $163,900 converts $1,270/mo rent into $196/mo cash flow after a $802/mo obligation. Total monthly income equals $1,270/mo, and annual cash flow totals $2,354/yr on $54,333 invested. Return on cash invested prints 24.24% in year one, and rental yield reads 9.3% against a $163,900 entry. Equity gained on principal adds $1,058/yr, while 5% annual appreciation compiles into $45,283 by year five. Five-year ROI reaches 126.6% and total cumulative return in cash sums $68,786. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,270/mo property income covering a $802/mo payment, not borrower’s personal income.
Single Family
Built in 1900
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18603, Berwick, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,094 (100%) |
| Owner Occupied HU | 5,694 (62.6%) |
| Renter Occupied HU | 2,355 (25.9%) |
| Vacant Housing Units | 1,045 (11.5%) |
| Median Home Value | $204,078 |
| Average Home Value | $230,733 |
Housing Distribution
Address Breakdown
Residential
8,310
Single Family
8,134
Multi-Family
176
Businesses
582
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Listed by: LINDSEY FARRELL • EXP Realty, LLC
Mls Name: CSVBOR
Mls ID: #20-102178








