613 Duncan AveUnadillaGA31091
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 613 Duncan Ave, Unadilla, GA, 31091 in Unadilla speaks for itself: 11.58% gross on a $170,000 price, generating $1,640/mo in rent and $606/mo in net income after the $806/mo debt service. DSCR 2.03, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,269 stacks alongside $46,968 in projected five-year appreciation and $1,425/yr in principal reduction. Projected total cumulative return: $100,162.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 12.0% |
| Monthly Cash Flow | $606 | $350 |
City averages based on Unadilla market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,640 |
| Total Monthly Debt Service | $1,008 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31091, Unadilla, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,194 (100%) |
| Owner Occupied HU | 721 (60.4%) |
| Renter Occupied HU | 315 (26.4%) |
| Vacant Housing Units | 158 (13.2%) |
| Median Home Value | $106,920 |
| Average Home Value | $156,921 |
Housing Distribution
Address Breakdown
Residential
572
Single Family
572
Multi-Family
0
Businesses
97
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
