6122 Garland Hollow RdMeansKY40346
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 6122 Garland Hollow Rd, Means, KY, 40346 in Means at $1,500,000, 1.36% gross yield, is a market-growth asset. Rental yield 1.36%. The $1,700/mo rent partially funds the $6,745/mo debt service; the core return is the 5%/yr price growth projected to add $414,422 over five years. Ziffy Mortgage's DSCR mortgage (0.25) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $90,033.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 6.5% |
| Monthly Cash Flow | $(7,429) | $300 |
City averages based on Means market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,700 |
| Total Monthly Debt Service | $8,532 |
| DSCR Ratio | 0.20x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
427 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40346, Means, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 343 (100%) |
| Owner Occupied HU | 254 (74.1%) |
| Renter Occupied HU | 66 (19.2%) |
| Vacant Housing Units | 23 ( 6.7%) |
| Median Home Value | $95,217 |
| Average Home Value | $124,518 |
Housing Distribution
Address Breakdown
Residential
372
Single Family
372
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
427 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40346, Means, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 343 (100%) |
| Owner Occupied HU | 254 (74.1%) |
| Renter Occupied HU | 66 (19.2%) |
| Vacant Housing Units | 23 ( 6.7%) |
| Median Home Value | $95,217 |
| Average Home Value | $124,518 |
Housing Distribution
Address Breakdown
Residential
372
Single Family
372
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices