61202 E Happy Jack TrlOracleAZ85623
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder61202 E Happy Jack Trl, Oracle, AZ, 85623 in Oracle is a solid income-producing rental, 7.66% gross yield, $4,211/mo rent, $309/mo net cash flow on a $660,000 buy. DSCR 1.42 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $182,346 and $6,079/yr in principal reduction project a total cumulative return of $269,359.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 8.0% |
| Monthly Cash Flow | $309 | $1,200 |
City averages based on Oracle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,211 |
| Total Monthly Debt Service | $3,639 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
8,276 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
8,276 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices