612 Sunny AveGypsumCO81637
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid fundamentals define the investment case at 612 Sunny Ave, Gypsum, CO, 81637 in Gypsum: $4,574/mo in rent, $262/mo in net income, 7.42% gross yield, 1.37 DSCR, all at $739,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $204,421 in appreciation and $6,815/yr in principal paydown projects total cumulative return of $296,280.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 7.5% |
| Monthly Cash Flow | $262 | $1,500 |
City averages based on Gypsum market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,574 |
| Total Monthly Debt Service | $4,018 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81637, Gypsum, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,466 (100%) |
| Owner Occupied HU | 2,355 (67.9%) |
| Renter Occupied HU | 950 (27.4%) |
| Vacant Housing Units | 161 ( 4.6%) |
| Median Home Value | $733,349 |
| Average Home Value | $822,649 |
Housing Distribution
Address Breakdown
Residential
558
Single Family
470
Multi-Family
88
Businesses
210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81637, Gypsum, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,466 (100%) |
| Owner Occupied HU | 2,355 (67.9%) |
| Renter Occupied HU | 950 (27.4%) |
| Vacant Housing Units | 161 ( 4.6%) |
| Median Home Value | $733,349 |
| Average Home Value | $822,649 |
Housing Distribution
Address Breakdown
Residential
558
Single Family
470
Multi-Family
88
Businesses
210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices