612 Grove St, Worcester, MA, 01605 | $319/mo Cash Flow

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612 Grove St, Worcester, MA, 01605 | $319/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Worcester at 612 Grove St, Worcester, MA, 01605 listed at $749,900 pairs $5,045/mo rent with a $3,670/mo payment to leave $319/mo cash flow. Total monthly income runs $5,045/mo, and annual cash flow reaches $3,827/yr on $246,717 cash to close. Return on cash invested measures 21.61% in year one, and rental yield registers 8.07% at a $749,900 basis. Equity gained on principal adds $4,839/yr, and annual property appreciation at 5% supports $207,184 by year five. Five-year ROI tracks 112.08% and total cumulative return in cash totals $276,514. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $5,045/mo property income relative to a $3,670/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1890

0.40 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to this spacious and beautifully updated 4-bedroom, 3-bath Colonial, offering over 3,000 SF of versatile living spaceperfect for investors or savvy buyers looking to house hack! Step into a thoughtfully modernized home featuring a gourmet kitchen with granite countertops and stainless appliances, updated bathrooms, gleaming hardwood floors, charming built-ins, fenced-in yard, a whole-house generator, & laundry hookups on 1st floor & basement. The 3rd level offers a private studio layout in-law suite w/mini-split system, kitchenette & full bath plus cozy gas log stoveideal for the extended family. But thats not all!! This property includes a renovated detached building w/ 874 SF with 2 bedrooms, LR, full bath, office, & laundry area--add a kitchenette & some electrical work and voila it's an ADU! Located in a zoning district that allows for an ADU, daycare, or community garden (buyers to perform their own due diligence). Seasonal views of Indian Lake! A must see!