612 E 50 NMantiUT84642
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Manti rental at 612 E 50 N, Manti, UT, 84642 sits in the solid-income band: 8.41% gross yield, $3,187/mo rent, $520/mo net after the $2,046/mo debt service, DSCR 1.56. Entry price of $455,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $125,708 and $4,191/yr in principal reduction bring total cumulative return to $205,390.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $520 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,187 |
| Total Monthly Debt Service | $2,486 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84642, Manti, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,518 (100%) |
| Owner Occupied HU | 1,020 (67.2%) |
| Renter Occupied HU | 306 (20.2%) |
| Vacant Housing Units | 192 (12.6%) |
| Median Home Value | $377,091 |
| Average Home Value | $410,208 |
Housing Distribution
Address Breakdown
Residential
1,124
Single Family
1,104
Multi-Family
20
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84642, Manti, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,518 (100%) |
| Owner Occupied HU | 1,020 (67.2%) |
| Renter Occupied HU | 306 (20.2%) |
| Vacant Housing Units | 192 (12.6%) |
| Median Home Value | $377,091 |
| Average Home Value | $410,208 |
Housing Distribution
Address Breakdown
Residential
1,124
Single Family
1,104
Multi-Family
20
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices