6115 SW 36th AvePortlandOR97221
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 6115 SW 36th Ave, Portland, OR, 97221 in Portland is narrow, $22/mo net on $5,454/mo rent after the $4,047/mo debt service, but the property operates at break-even-plus, not a loss. At $899,900 with a 7.27% yield, the long-run equity case via 5% appreciation ($248,626 over five years) and $8,288/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.35 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $342,028.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 5.5% |
| Monthly Cash Flow | $22 | $450 |
City averages based on Portland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,454 |
| Total Monthly Debt Service | $5,074 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97221, Portland, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,608 (100%) |
| Owner Occupied HU | 3,763 (67.1%) |
| Renter Occupied HU | 1,575 (28.1%) |
| Vacant Housing Units | 270 ( 4.8%) |
| Median Home Value | $797,563 |
| Average Home Value | $906,915 |
Housing Distribution
Address Breakdown
Residential
5,574
Single Family
4,913
Multi-Family
661
Businesses
251
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97221, Portland, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,608 (100%) |
| Owner Occupied HU | 3,763 (67.1%) |
| Renter Occupied HU | 1,575 (28.1%) |
| Vacant Housing Units | 270 ( 4.8%) |
| Median Home Value | $797,563 |
| Average Home Value | $906,915 |
Housing Distribution
Address Breakdown
Residential
5,574
Single Family
4,913
Multi-Family
661
Businesses
251
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices