6114 Sard StAlta LomaCA91701
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 6114 Sard St, Alta Loma, CA, 91701 in Alta Loma at $1,079,500, 5.98% gross yield, is a market-growth asset. Rental yield 5.98%. The $5,383/mo rent partially funds the $4,854/mo debt service; the core return is the 5%/yr price growth projected to add $298,246 over five years. Ziffy Mortgage's DSCR mortgage (1.11) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $325,980.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 5.0% |
| Monthly Cash Flow | $(1,295) | $1,500 |
City averages based on Alta Loma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,383 |
| Total Monthly Debt Service | $6,248 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91701, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,799 (100%) |
| Owner Occupied HU | 10,272 (74.4%) |
| Renter Occupied HU | 3,276 (23.7%) |
| Vacant Housing Units | 251 ( 1.8%) |
| Median Home Value | $726,234 |
| Average Home Value | $722,419 |
Housing Distribution
Address Breakdown
Residential
13,476
Single Family
12,446
Multi-Family
1,030
Businesses
693
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91701, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,799 (100%) |
| Owner Occupied HU | 10,272 (74.4%) |
| Renter Occupied HU | 3,276 (23.7%) |
| Vacant Housing Units | 251 ( 1.8%) |
| Median Home Value | $726,234 |
| Average Home Value | $722,419 |
Housing Distribution
Address Breakdown
Residential
13,476
Single Family
12,446
Multi-Family
1,030
Businesses
693
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Barragan • AMERIPRIDE PROPERTIES
Mls Name: CRMLS
Mls ID: #CV25160682