611 Waller StUniontownKY42461
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 611 Waller St, Uniontown, KY, 42461 in Uniontown is narrow, $96/mo net on $1,105/mo rent after the $746/mo debt service, but the property operates at break-even-plus, not a loss. At $165,900 with a 7.99% yield, the long-run equity case via 5% appreciation ($45,835 over five years) and $1,528/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.48 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $69,009.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 8.0% |
| Monthly Cash Flow | $96 | $400 |
City averages based on Uniontown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,105 |
| Total Monthly Debt Service | $944 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42461, Uniontown, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 618 (100%) |
| Owner Occupied HU | 416 (67.3%) |
| Renter Occupied HU | 158 (25.6%) |
| Vacant Housing Units | 44 ( 7.1%) |
| Median Home Value | $88,947 |
| Average Home Value | $118,450 |
Housing Distribution
Address Breakdown
Residential
357
Single Family
356
Multi-Family
1
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42461, Uniontown, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 618 (100%) |
| Owner Occupied HU | 416 (67.3%) |
| Renter Occupied HU | 158 (25.6%) |
| Vacant Housing Units | 44 ( 7.1%) |
| Median Home Value | $88,947 |
| Average Home Value | $118,450 |
Housing Distribution
Address Breakdown
Residential
357
Single Family
356
Multi-Family
1
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices