611 N Main StMalvernAR72104
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 611 N Main St, Malvern, AR, 72104 in Malvern is narrow, $99/mo net on $1,414/mo rent after the $899/mo debt service, but the property operates at break-even-plus, not a loss. At $199,900 with a 7.81% yield, the long-run equity case via 5% appreciation ($55,229 over five years) and $1,841/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.57 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $89,318.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 7.0% |
| Monthly Cash Flow | $99 | $300 |
City averages based on Malvern market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,414 |
| Total Monthly Debt Service | $1,122 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72104, Malvern, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,847 (100%) |
| Owner Occupied HU | 6,212 (63.1%) |
| Renter Occupied HU | 2,518 (25.6%) |
| Vacant Housing Units | 1,117 (11.3%) |
| Median Home Value | $159,224 |
| Average Home Value | $194,287 |
Housing Distribution
Address Breakdown
Residential
9,349
Single Family
9,103
Multi-Family
246
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72104, Malvern, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,847 (100%) |
| Owner Occupied HU | 6,212 (63.1%) |
| Renter Occupied HU | 2,518 (25.6%) |
| Vacant Housing Units | 1,117 (11.3%) |
| Median Home Value | $159,224 |
| Average Home Value | $194,287 |
Housing Distribution
Address Breakdown
Residential
9,349
Single Family
9,103
Multi-Family
246
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Katie Black • Moore and Co., Realtors - Benton
Mls Name: CARMLS
Mls Provider:
Mls ID: #25020899
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.