611 Delaware StOskaloosaKS66066
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow611 Delaware St, Oskaloosa, KS, 66066 in Oskaloosa is a solid income-producing rental, 10.26% gross yield, $1,710/mo rent, $380/mo net cash flow on a $199,950 buy. DSCR 1.90 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $55,243 and $1,842/yr in principal reduction project a total cumulative return of $100,698.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 7.0% |
| Monthly Cash Flow | $380 | $350 |
City averages based on Oskaloosa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,710 |
| Total Monthly Debt Service | $1,251 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66066, Oskaloosa, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,116 (100%) |
| Owner Occupied HU | 819 (73.4%) |
| Renter Occupied HU | 199 (17.8%) |
| Vacant Housing Units | 98 ( 8.8%) |
| Median Home Value | $224,543 |
| Average Home Value | $268,132 |
Housing Distribution
Address Breakdown
Residential
982
Single Family
982
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66066, Oskaloosa, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,116 (100%) |
| Owner Occupied HU | 819 (73.4%) |
| Renter Occupied HU | 199 (17.8%) |
| Vacant Housing Units | 98 ( 8.8%) |
| Median Home Value | $224,543 |
| Average Home Value | $268,132 |
Housing Distribution
Address Breakdown
Residential
982
Single Family
982
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices