6109D Olohena RdKapaaHI96746
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Kapaa at 6109D Olohena Rd, Kapaa, HI, 96746 projects strong ROI of 8.94%. Rental yield 2.96%. With 5% annual appreciation, the property builds $994,614 in value over five years. Equity growth combined delivers a projected five-year ROI of 59.96%, translating into $609,758 in total cumulative return on $1,017,000 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 6.0% |
| Monthly Cash Flow | $(11,617) | $300 |
City averages based on Kapaa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,884 |
| Total Monthly Debt Service | $19,068 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96746, Kapaa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,360 (100%) |
| Owner Occupied HU | 4,490 (53.7%) |
| Renter Occupied HU | 2,730 (32.7%) |
| Vacant Housing Units | 1,140 (13.6%) |
| Median Home Value | $859,137 |
| Average Home Value | $913,057 |
Housing Distribution
Address Breakdown
Residential
6,038
Single Family
5,927
Multi-Family
111
Businesses
566
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96746, Kapaa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,360 (100%) |
| Owner Occupied HU | 4,490 (53.7%) |
| Renter Occupied HU | 2,730 (32.7%) |
| Vacant Housing Units | 1,140 (13.6%) |
| Median Home Value | $859,137 |
| Average Home Value | $913,057 |
Housing Distribution
Address Breakdown
Residential
6,038
Single Family
5,927
Multi-Family
111
Businesses
566
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Celester Thomas • Soldier To Soldier HI Realty
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202417855
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-02-23 03:18:58 PST. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd