6102 S 40th PlRogersAR72758
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.4% gross rental yield, 6102 S 40th Pl, Rogers, AR, 72758 in Rogers is priced for capital growth, not immediate cash flow. The $599,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $165,741 by year five, with $5,525/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.00) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $168,576.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 6.5% |
| Monthly Cash Flow | $(950) | $450 |
City averages based on Rogers market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,698 |
| Total Monthly Debt Service | $3,367 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72758, Rogers, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,136 (100%) |
| Owner Occupied HU | 11,302 (53.5%) |
| Renter Occupied HU | 8,215 (38.9%) |
| Vacant Housing Units | 1,619 ( 7.7%) |
| Median Home Value | $395,197 |
| Average Home Value | $476,959 |
Housing Distribution
Address Breakdown
Residential
19,752
Single Family
16,538
Multi-Family
3,214
Businesses
1,305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72758, Rogers, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,136 (100%) |
| Owner Occupied HU | 11,302 (53.5%) |
| Renter Occupied HU | 8,215 (38.9%) |
| Vacant Housing Units | 1,619 ( 7.7%) |
| Median Home Value | $395,197 |
| Average Home Value | $476,959 |
Housing Distribution
Address Breakdown
Residential
19,752
Single Family
16,538
Multi-Family
3,214
Businesses
1,305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices