610 Whitcover Cir, Charlottesville, VA, 22901 | $942/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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610 Whitcover Cir, Charlottesville, VA, 22901 | $942/mo Cash Flow | Ziffy

Pending

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Charlottesville at 610 Whitcover Cir, Charlottesville, VA, 22901 offers a 10.82% rental yield on a $310,000 purchase with $2,795/mo rent. Total monthly income registers $2,795/mo, and a $1,517/mo payment leaves $942/mo available for distribution. Annual cash flow reaches $11,306/yr on $102,765 to close, and return on cash invested stands at 30.91% in year one. Equity gained on principal adds $2,000/yr while 5% annual appreciation supports $85,647 over five years. Portfolio math shows five-year ROI at 161.6% and total cumulative return in cash at $166,063. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,795/mo property income against a $1,517/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Townhouse

Built in 1993

N/A lot

$N/A/sqft

No HOA

More details about the property

MAINTENANCE FREE, MAIN LEVEL LIVING! 3BR/3BA townhome in the Stonehenge community offers modern upgrades and a spacious layout. The open living room features a 2-story cathedral ceiling and a cozy, wood-burning fireplace, leading to a well-appointed upgraded kitchen with granite countertops and plenty of cabinets. Enjoy a first floor Primary Suite, with access to the rear deck, which overlooks the fenced-in backyard. The home offers generous-sized bedrooms, three full bathrooms, a large storage/utility room, and a finished walk-out basement offering plenty of space for activities. Impeccable location just minutes away from Pen Park, Shops at Stonefield, UVA, Downtown Mall, Pantops & 29N shopping & entertainment. Community amenities offer a club house, pool, tennis court, basketball court, play areas, dog park & walking trails. HOA dues cover all exterior maintenance including roof, siding, yard maintenance, & trash. Stonehenge is one of the first townhome communities built in Charlottesville - set up your in-person tour today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 22901, Charlottesville, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,906 (100%)
Owner Occupied HU	8,917 (52.7%)
Renter Occupied HU	6,745 (39.9%)
Vacant Housing Units	1,244 ( 7.4%)
Median Home Value	$546,217
Average Home Value	$630,845