610 N Maple StOsmondNE68765
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 610 N Maple St, Osmond, NE, 68765 in Osmond. At $142,500 it earns $1,399/mo in rent and distributes $437/mo to the owner after the $641/mo payment, a consistent 11.78% yield. DSCR 2.18 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $39,370 in value; $1,312/yr in principal paydown compounds ownership stake. Total projected return: $82,517.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.2% |
| Monthly Cash Flow | $437 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,399 |
| Total Monthly Debt Service | $906 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68765, Osmond, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 597 (100%) |
| Owner Occupied HU | 429 (71.9%) |
| Renter Occupied HU | 118 (19.8%) |
| Vacant Housing Units | 50 ( 8.4%) |
| Median Home Value | $223,193 |
| Average Home Value | $251,270 |
Housing Distribution
Address Breakdown
Residential
422
Single Family
410
Multi-Family
12
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68765, Osmond, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 597 (100%) |
| Owner Occupied HU | 429 (71.9%) |
| Renter Occupied HU | 118 (19.8%) |
| Vacant Housing Units | 50 ( 8.4%) |
| Median Home Value | $223,193 |
| Average Home Value | $251,270 |
Housing Distribution
Address Breakdown
Residential
422
Single Family
410
Multi-Family
12
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices