610 Clark AveJefferson CityMO65101
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 610 Clark Ave, Jefferson City, MO, 65101 in Jefferson City: $1,811/mo in rent, $628/mo net, 11.44% gross yield, all on a $189,900 acquisition. The 2.12 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $52,466 in value, and $1,749/yr in principal paydown steadily builds equity. Projected total cumulative return: $112,470.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.8% |
| Monthly Cash Flow | $628 | $450 |
City averages based on Jefferson City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,811 |
| Total Monthly Debt Service | $1,107 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65101, Jefferson City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,162 (100%) |
| Owner Occupied HU | 7,293 (60.0%) |
| Renter Occupied HU | 3,565 (29.3%) |
| Vacant Housing Units | 1,304 (10.7%) |
| Median Home Value | $264,063 |
| Average Home Value | $292,058 |
Housing Distribution
Address Breakdown
Residential
11,698
Single Family
10,764
Multi-Family
934
Businesses
1,009
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65101, Jefferson City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,162 (100%) |
| Owner Occupied HU | 7,293 (60.0%) |
| Renter Occupied HU | 3,565 (29.3%) |
| Vacant Housing Units | 1,304 (10.7%) |
| Median Home Value | $264,063 |
| Average Home Value | $292,058 |
Housing Distribution
Address Breakdown
Residential
11,698
Single Family
10,764
Multi-Family
934
Businesses
1,009
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kayla Hoey • RE/MAX Jefferson City
Mls Name: JCMLS
Mls ID: #10072034