61 S Hartford AveYoungstownOH44509
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 61 S Hartford Ave, Youngstown, OH, 44509 in Youngstown. At $105,900 it earns $994/mo in rent and distributes $297/mo to the owner after the $476/mo payment, a consistent 11.26% yield. DSCR 2.09 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $29,258 in value; $975/yr in principal paydown compounds ownership stake. Total projected return: $59,507.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 9.2% |
| Monthly Cash Flow | $297 | $450 |
City averages based on Youngstown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $994 |
| Total Monthly Debt Service | $654 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
7,753 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44509, Youngstown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,258 (100%) |
| Owner Occupied HU | 2,709 (51.5%) |
| Renter Occupied HU | 1,973 (37.5%) |
| Vacant Housing Units | 576 (11.0%) |
| Median Home Value | $58,085 |
| Average Home Value | $90,826 |
Housing Distribution
Address Breakdown
Residential
4,867
Single Family
4,531
Multi-Family
336
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
7,753 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44509, Youngstown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,258 (100%) |
| Owner Occupied HU | 2,709 (51.5%) |
| Renter Occupied HU | 1,973 (37.5%) |
| Vacant Housing Units | 576 (11.0%) |
| Median Home Value | $58,085 |
| Average Home Value | $90,826 |
Housing Distribution
Address Breakdown
Residential
4,867
Single Family
4,531
Multi-Family
336
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ginny Rudolphi • TG Real Estate
Mls Name: MLS Now
Mls ID: #5139508