6098 Quartz Mine Rd, Mountain Ranch, CA, 95246 | $14/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Mountain Ranch at 6098 Quartz Mine Rd, Mountain Ranch, CA, 95246 with 5% annual appreciation on a $534,900 basis while $3,552/mo rent supports operations. Total monthly income totals $3,552/mo and a $2,618/mo payment preserves $14/mo for cash returns. Annual cash flow comes to $167/yr on $175,982 deployed, and return on cash invested reaches 20.16% in year one. Equity gained on principal adds $3,452/yr, and five-year appreciation sums $147,783 alongside rental yield of 7.97%. Five-year ROI measures 104.68% and total cumulative return in cash totals $184,221.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,552/mo property income versus a $2,618/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1981

6.15 Acres lot

$N/A/sqft

$300 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95246, Mountain Ranch, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	768 (100%)
Owner Occupied HU	444 (57.8%)
Renter Occupied HU	107 (13.9%)
Vacant Housing Units	217 (28.3%)
Median Home Value	$481,416
Average Home Value	$520,653