60951 Bell Springs RdLaytonvilleCA95454
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 60951 Bell Springs Rd, Laytonville, CA, 95454 in Laytonville: $2,358/mo in rent, $719/mo net, 10.68% gross yield, all on a $264,900 acquisition. The 1.98 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $73,187 in value, and $2,440/yr in principal paydown steadily builds equity. Projected total cumulative return: $146,746.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.0% |
| Monthly Cash Flow | $719 | $1,200 |
City averages based on Laytonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,358 |
| Total Monthly Debt Service | $1,533 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1968
20.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95454, Laytonville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,129 (100%) |
| Owner Occupied HU | 682 (60.4%) |
| Renter Occupied HU | 310 (27.5%) |
| Vacant Housing Units | 137 (12.1%) |
| Median Home Value | $501,754 |
| Average Home Value | $484,098 |
Housing Distribution
Address Breakdown
Residential
117
Single Family
117
Multi-Family
0
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1968
20.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95454, Laytonville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,129 (100%) |
| Owner Occupied HU | 682 (60.4%) |
| Renter Occupied HU | 310 (27.5%) |
| Vacant Housing Units | 137 (12.1%) |
| Median Home Value | $501,754 |
| Average Home Value | $484,098 |
Housing Distribution
Address Breakdown
Residential
117
Single Family
117
Multi-Family
0
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Roger V. Magana • Golden Valley RealEstate Group
Mls Name: Bakersfield AOR
Mls ID: #202600780