6091 County Road 11DeltaAL36258
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 6091 County Road 11, Delta, AL, 36258 in Delta fits: $199,900, 1.44% gross yield, and a projected 5% annual appreciation rate adding $55,229 in value within five years. Rental yield 1.44%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.27) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $1,841/yr in principal paydown and $55,229 in appreciation project a total return of $18,194.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 7.0% |
| Monthly Cash Flow | $(888) | $400 |
City averages based on Delta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $240 |
| Total Monthly Debt Service | $1,049 |
| DSCR Ratio | 0.23x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
3.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36258, Delta, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,031 (100%) |
| Owner Occupied HU | 706 (68.5%) |
| Renter Occupied HU | 128 (12.4%) |
| Vacant Housing Units | 197 (19.1%) |
| Median Home Value | $174,342 |
| Average Home Value | $189,263 |
Housing Distribution
Address Breakdown
Residential
824
Single Family
824
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
3.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36258, Delta, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,031 (100%) |
| Owner Occupied HU | 706 (68.5%) |
| Renter Occupied HU | 128 (12.4%) |
| Vacant Housing Units | 197 (19.1%) |
| Median Home Value | $174,342 |
| Average Home Value | $189,263 |
Housing Distribution
Address Breakdown
Residential
824
Single Family
824
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tan Akles-Fitch • Real Estate Wired
Mls Name: GALMLS
Mls Provider:
Mls ID: #21402588
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.