609 W Alden StArlingtonMN55307
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 609 W Alden St, Arlington, MN, 55307 in Arlington. Priced at $225,000, it generates $2,230/mo in gross rent and $825/mo in net monthly cash flow, a 11.89% yield that comfortably supports the 2.09 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,895. Five-year appreciation: $62,163. Equity from principal paydown: $1,886/yr. Total projected cumulative return: $134,241.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 5.8% |
| Monthly Cash Flow | $825 | $350 |
City averages based on Arlington market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,230 |
| Total Monthly Debt Service | $1,370 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
6,054 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55307, Arlington, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,398 (100%) |
| Owner Occupied HU | 979 (70.0%) |
| Renter Occupied HU | 329 (23.5%) |
| Vacant Housing Units | 90 ( 6.4%) |
| Median Home Value | $260,535 |
| Average Home Value | $321,440 |
Housing Distribution
Address Breakdown
Residential
1,080
Single Family
989
Multi-Family
91
Businesses
87
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
