609 Sunnyside RdSaint HelenaCA94574
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow609 Sunnyside Rd, Saint Helena, CA, 94574 in Saint Helena is a top-tier cash-flow asset. At $179,000 it produces $3,486/mo in rent and $2,379/mo in net monthly income, a 23.37% gross rental yield. The DSCR of 4.33 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $28,544. Five-year appreciation adds $49,454, driving a total cumulative return of $220,935.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.4% | 5.5% |
| Monthly Cash Flow | $2,379 | $1,500 |
City averages based on Saint Helena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,486 |
| Total Monthly Debt Service | $1,036 |
| DSCR Ratio | 3.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
8,747 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94574, Saint Helena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,240 (100%) |
| Owner Occupied HU | 1,866 (44.0%) |
| Renter Occupied HU | 1,437 (33.9%) |
| Vacant Housing Units | 937 (22.1%) |
| Median Home Value | $1,714,286 |
| Average Home Value | $1,630,202 |
Housing Distribution
Address Breakdown
Residential
4,116
Single Family
3,579
Multi-Family
537
Businesses
862
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
8,747 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94574, Saint Helena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,240 (100%) |
| Owner Occupied HU | 1,866 (44.0%) |
| Renter Occupied HU | 1,437 (33.9%) |
| Vacant Housing Units | 937 (22.1%) |
| Median Home Value | $1,714,286 |
| Average Home Value | $1,630,202 |
Housing Distribution
Address Breakdown
Residential
4,116
Single Family
3,579
Multi-Family
537
Businesses
862
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paulo Corro • Compass
Mls Name: BAREIS
Mls Provider:
Mls ID: #324071408
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2024 Bay Area Real Estate Information Services, Inc. All Right Reserved.