609 Snow Ghost StBelgradeMT59714
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderNot flashy, but dependably profitable, 609 Snow Ghost St, Belgrade, MT, 59714 in Belgrade is listed at $517,500 and delivers $3,271/mo in rent and $220/mo in net monthly cash flow. The 7.59% yield and 1.41 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $142,976 over five years, and $4,766/yr in principal reduction supplements cash return. Total projected cumulative return: $209,725.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.2% |
| Monthly Cash Flow | $220 | $850 |
City averages based on Belgrade market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,271 |
| Total Monthly Debt Service | $2,846 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
7,544 sqft lot
$N/A/sqft
$75 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59714, Belgrade, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,219 (100%) |
| Owner Occupied HU | 6,896 (67.5%) |
| Renter Occupied HU | 2,631 (25.7%) |
| Vacant Housing Units | 692 ( 6.8%) |
| Median Home Value | $630,225 |
| Average Home Value | $770,323 |
Housing Distribution
Address Breakdown
Residential
9,478
Single Family
9,422
Multi-Family
56
Businesses
1,163
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
7,544 sqft lot
$N/A/sqft
$75 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59714, Belgrade, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,219 (100%) |
| Owner Occupied HU | 6,896 (67.5%) |
| Renter Occupied HU | 2,631 (25.7%) |
| Vacant Housing Units | 692 ( 6.8%) |
| Median Home Value | $630,225 |
| Average Home Value | $770,323 |
Housing Distribution
Address Breakdown
Residential
9,478
Single Family
9,422
Multi-Family
56
Businesses
1,163
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Beau Houston • Bozeman Real Estate Group
Mls Name: Big Sky Country MLS
Mls ID: #404945
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.