609 E Charlotte AveSumterSC29150








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Sumter at 609 E Charlotte Ave, Sumter, SC, 29150 with 5% annual appreciation on a $144,000 basis while $1,327/mo rent supports operations. Total monthly income totals $1,327/mo and a $705/mo payment preserves $470/mo for cash returns. Annual cash flow comes to $5,635/yr on $47,736 deployed, and return on cash invested reaches 31.71% in year one. Equity gained on principal adds $929/yr, and five-year appreciation sums $39,785 alongside rental yield of 11.06%. Five-year ROI measures 165.88% and total cumulative return in cash totals $79,182.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,327/mo property income versus a $705/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1955
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29150, Sumter, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,606 (100%) |
| Owner Occupied HU | 9,627 (51.7%) |
| Renter Occupied HU | 6,845 (36.8%) |
| Vacant Housing Units | 2,134 (11.5%) |
| Median Home Value | $207,860 |
| Average Home Value | $222,165 |
Housing Distribution
Address Breakdown
Residential
18,128
Single Family
16,708
Multi-Family
1,420
Businesses
1,865
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Listed by: Rayner Rojas Chavez • Fathom Realty SC LLC
Mls Name: Consolidated MLS
Mls Provider:
Mls ID: #609118
Disclaimer: IDX listing data provided courtesy of Consolidated MLS - Columbia, SC








