608 ShadowbrookLake ForestCA92610
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 608 Shadowbrook, Lake Forest, CA, 92610 in Lake Forest fits: $1,099,000, 5.85% gross yield, and a projected 5% annual appreciation rate adding $303,633 in value within five years. Rental yield 5.85%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.08) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $10,122/yr in principal paydown and $303,633 in appreciation project a total return of $324,019.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 6.5% |
| Monthly Cash Flow | $(2,055) | $600 |
City averages based on Lake Forest market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,358 |
| Total Monthly Debt Service | $6,361 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2020
14.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92610, Foothill Ranch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,088 (100%) |
| Owner Occupied HU | 2,962 (72.5%) |
| Renter Occupied HU | 1,036 (25.3%) |
| Vacant Housing Units | 90 ( 2.2%) |
| Median Home Value | $1,031,056 |
| Average Home Value | $1,147,307 |
Housing Distribution
Address Breakdown
Residential
4,652
Single Family
3,557
Multi-Family
1,095
Businesses
347
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2020
14.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92610, Foothill Ranch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,088 (100%) |
| Owner Occupied HU | 2,962 (72.5%) |
| Renter Occupied HU | 1,036 (25.3%) |
| Vacant Housing Units | 90 ( 2.2%) |
| Median Home Value | $1,031,056 |
| Average Home Value | $1,147,307 |
Housing Distribution
Address Breakdown
Residential
4,652
Single Family
3,557
Multi-Family
1,095
Businesses
347
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jacqueline Walker • HomeSmart, Evergreen Realty
Mls Name: CRMLS
Mls ID: #OC26016557