608 Pine Point CirValdostaGA31602
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 608 Pine Point Cir, Valdosta, GA, 31602 in Valdosta: $3,900/mo in rent, $1,110/mo net, 11.14% gross yield, all on a $420,000 acquisition. The 2.06 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $116,038 in value, and $3,868/yr in principal paydown steadily builds equity. Projected total cumulative return: $231,553.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.5% |
| Monthly Cash Flow | $1,110 | $1,200 |
City averages based on Valdosta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,900 |
| Total Monthly Debt Service | $2,623 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
3.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31602, Valdosta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,580 (100%) |
| Owner Occupied HU | 6,976 (44.8%) |
| Renter Occupied HU | 7,281 (46.7%) |
| Vacant Housing Units | 1,323 ( 8.5%) |
| Median Home Value | $239,403 |
| Average Home Value | $278,849 |
Housing Distribution
Address Breakdown
Residential
14,938
Single Family
12,917
Multi-Family
2,021
Businesses
1,265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
3.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31602, Valdosta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,580 (100%) |
| Owner Occupied HU | 6,976 (44.8%) |
| Renter Occupied HU | 7,281 (46.7%) |
| Vacant Housing Units | 1,323 ( 8.5%) |
| Median Home Value | $239,403 |
| Average Home Value | $278,849 |
Housing Distribution
Address Breakdown
Residential
14,938
Single Family
12,917
Multi-Family
2,021
Businesses
1,265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Donna Dk Knowles Team • Keller Williams Realty River Cities
Mls Name: CBORGA
Mls Provider:
Mls ID: #222225
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.