6077 Hilburn RdPensacolaFL32504
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 6077 Hilburn Rd, Pensacola, FL, 32504 in Pensacola: $1,687/mo in rent, $808/mo net, 16.87% gross yield, all on a $120,000 acquisition. The 3.12 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $33,154 in value, and $1,105/yr in principal paydown steadily builds equity. Projected total cumulative return: $98,037.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.9% | 5.8% |
| Monthly Cash Flow | $808 | $320 |
City averages based on Pensacola market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,687 |
| Total Monthly Debt Service | $832 |
| DSCR Ratio | 2.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1985
6,586 sqft lot
$N/A/sqft
$1,000 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1985
6,586 sqft lot
$N/A/sqft
$1,000 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Walker Clemmons • ERA American Real Estate
Mls Name: PAR
Mls Provider:
Mls ID: #665253
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