607 S Gardenia StWhite DeerTX79097
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Total monthly income runs $0/mo, and a $1,272/mo payment. Purchase price stands at $259,800, and rental yield measures 0% with $0/mo rent. Return on cash invested shows -5.84% in year one, and 5% annual appreciation builds toward $71,778 over five years. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $0/mo property income covering a $1,272/mo payment rather than investor’s personal income.
Single Family
Built in 1981
9,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79097, White Deer, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 529 (100%) |
| Owner Occupied HU | 363 (68.6%) |
| Renter Occupied HU | 78 (14.7%) |
| Vacant Housing Units | 88 (16.6%) |
| Median Home Value | $192,905 |
| Average Home Value | $190,888 |
Housing Distribution
Address Breakdown
Residential
42
Single Family
42
Multi-Family
0
Businesses
46
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Listed by: Hailey Callaway • Texas Made Realty
Mls Name: AMMLS
Mls ID: #25-7931