607 Main StEmlentonPA16373
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 607 Main St, Emlenton, PA, 16373 in Emlenton at $874,000, 2.14% gross yield, is a market-growth asset. Rental yield 2.14%. The $1,558/mo rent partially funds the $3,930/mo debt service; the core return is the 5%/yr price growth projected to add $241,470 over five years. Ziffy Mortgage's DSCR mortgage (0.40) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $64,519.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.1% | 6.2% |
| Monthly Cash Flow | $(4,170) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,558 |
| Total Monthly Debt Service | $5,379 |
| DSCR Ratio | 0.29x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1870
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16373, Emlenton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,883 (100%) |
| Owner Occupied HU | 1,122 (59.6%) |
| Renter Occupied HU | 261 (13.9%) |
| Vacant Housing Units | 500 (26.6%) |
| Median Home Value | $160,321 |
| Average Home Value | $206,513 |
Housing Distribution
Address Breakdown
Residential
1,255
Single Family
1,219
Multi-Family
36
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1870
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16373, Emlenton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,883 (100%) |
| Owner Occupied HU | 1,122 (59.6%) |
| Renter Occupied HU | 261 (13.9%) |
| Vacant Housing Units | 500 (26.6%) |
| Median Home Value | $160,321 |
| Average Home Value | $206,513 |
Housing Distribution
Address Breakdown
Residential
1,255
Single Family
1,219
Multi-Family
36
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alison Heffner • Burford & Henry Real Estate Services
Mls Name: Allegheny Valley BOR
Mls ID: #161838
Disclaimer: Copyright Allegheny Valley Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.