607 County Road 88FruithurstAL36262
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow607 County Road 88, Fruithurst, AL, 36262 in Fruithurst earns its strong cash-flow label: 16.45% yield, $1,714/mo rent, $1,008/mo net income, DSCR 3.05. The $125,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $34,535 by year five. Combined with $1,151/yr in principal paydown, total projected return reaches $112,039.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.5% | 8.0% |
| Monthly Cash Flow | $1,008 | $500 |
City averages based on Fruithurst market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,714 |
| Total Monthly Debt Service | $656 |
| DSCR Ratio | 2.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
8 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36262, Fruithurst, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 694 (100%) |
| Owner Occupied HU | 464 (66.9%) |
| Renter Occupied HU | 119 (17.1%) |
| Vacant Housing Units | 111 (16.0%) |
| Median Home Value | $157,031 |
| Average Home Value | $234,434 |
Housing Distribution
Address Breakdown
Residential
641
Single Family
641
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
8 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36262, Fruithurst, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 694 (100%) |
| Owner Occupied HU | 464 (66.9%) |
| Renter Occupied HU | 119 (17.1%) |
| Vacant Housing Units | 111 (16.0%) |
| Median Home Value | $157,031 |
| Average Home Value | $234,434 |
Housing Distribution
Address Breakdown
Residential
641
Single Family
641
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amanda R. Johnson-Walker • Century 21 Novus Realty
Mls Name: GAMLS
Mls Provider:
Mls ID: #10409832
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