6062 Flamekist LnHughsonCA95326
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 6062 Flamekist Ln, Hughson, CA, 95326 in Hughson at $487,990 earns $3,114/mo in rent and nets $36/mo after the $2,313/mo payment, a 7.66% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $134,823 over five years. Ziffy Mortgage underwrites this on a 1.35 DSCR without U.S. credit history. With $4,091/yr in principal paydown, total projected return reaches $182,014.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.0% |
| Monthly Cash Flow | $36 | $1,200 |
City averages based on Hughson market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,114 |
| Total Monthly Debt Service | $2,944 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
5,723 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95326, Hughson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,793 (100%) |
| Owner Occupied HU | 2,536 (66.9%) |
| Renter Occupied HU | 1,095 (28.9%) |
| Vacant Housing Units | 162 ( 4.3%) |
| Median Home Value | $547,089 |
| Average Home Value | $634,353 |
Housing Distribution
Address Breakdown
Residential
3,053
Single Family
2,865
Multi-Family
188
Businesses
228
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226115382
