606 S Webster StFairburyIL61739
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 606 S Webster St, Fairbury, IL, 61739 in Fairbury speaks for itself: 11.82% gross on a $215,000 price, generating $2,118/mo in rent and $593/mo in net income after the $967/mo debt service. DSCR 2.19, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,114 stacks alongside $59,401 in projected five-year appreciation and $1,980/yr in principal reduction. Projected total cumulative return: $120,544.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 9.0% |
| Monthly Cash Flow | $593 | $250 |
City averages based on Fairbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,118 |
| Total Monthly Debt Service | $1,440 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
10,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61739, Fairbury, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,044 (100%) |
| Owner Occupied HU | 1,405 (68.7%) |
| Renter Occupied HU | 465 (22.7%) |
| Vacant Housing Units | 174 ( 8.5%) |
| Median Home Value | $174,088 |
| Average Home Value | $199,256 |
Housing Distribution
Address Breakdown
Residential
1,918
Single Family
1,783
Multi-Family
135
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
10,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61739, Fairbury, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,044 (100%) |
| Owner Occupied HU | 1,405 (68.7%) |
| Renter Occupied HU | 465 (22.7%) |
| Vacant Housing Units | 174 ( 8.5%) |
| Median Home Value | $174,088 |
| Average Home Value | $199,256 |
Housing Distribution
Address Breakdown
Residential
1,918
Single Family
1,783
Multi-Family
135
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices